Take Charge of Your Retirement and Retire Financially Happy.

Traditional retirement planning methods used today are outdated causing people to have overexposed market & life risks that can wipe out your retirement.

  • How to create the ideal retirement plan for you.

  • How to maximize your 401k or Pension plan

  • Learn the impact taxes will have on you retirement and how to minimize your taxes in retirement.

  • Learn strategies used by the rich to minimize taxes and maximize income in retirement.

  • Learn about Social Security & Medicare in retirement

  • Learn how to protect your retirement from the many life risks that can wipe out your retirement.

Retire Happy Retirement Course Curriculum

  • 1

    Welcome!

    • Welcome from the Author - Mike Brenhaug

    • My Personal Story

  • 2

    Retirement Goals - Begin with Retirement In Mind

    • Begin with Retirement in Mind - Your Retirement Goals

    • Take the Retirement Foundation Analysis Quiz

    • Why Retirement Plans Fail

    • Questions to ask yourself to begin your retirement planning

    • Where are you today with your retirement savings?

    • Money Guide Pro - Access to Retirement Planning Tools - Start Your Planning Your Retirement

  • 3

    Saving For Retirement

    • Saving for Retirement

    • How much will you need in retirement?

    • Pay yourself first. How much can you save a month for retirement?

    • Need to Make More Money for Retirement? Take on a side hustle job.

    • Income - 4% Rule is Outdated and Doesn't Work.

  • 4

    Risks that Can Wipe Out Your Retirement

    • Risks that threaten your retirement savings

    • Take the Color of Money Risk Analysis Quiz

    • Balanced Asset Allocation Based On Your Risk Level

    • Market Risks

    • Inflation Risks

    • The Dirty "D's" Death, Disability & Divorce

    • Life & Health Risks

    • Life Insurance - Do you need it? Is it worth it? Leaving a Legacy

    • Disability, Injury, Accident

    • Disability Income Protection Case Study #1

    • Disability Income Protection Case Study #2

    • Divorce

    • Longevity Risks - Outliving Your Money

    • Lawsuit Risks

    • Nevis Trust - Asset Protection for Homeowners, Business Owners, High Net Worth Individuals

  • 5

    Retirement Savings Options

    • The Traditional Retirement System is Not Structured for You to Retire Happy

    • 401k's Employer Sponsored Plan

    • Benefits of a Roth 401k - Tax Free Retirement Income

    • Target Date Fund with your 401k or IRA

    • Public Employee Pension Plan

    • 403b's & 457's

    • IRA's

    • CD's - Certificate of Deposit

    • Annuities

    • Annuity Case Study to Protect from Market Risks

    • Cash Value Life Insurance - IUL - What the wealthy use to maximize income

    • Crypto Currency - Should you invest?

  • 6

    Social Security

    • Will Social Security Be Available When I Retire?

    • The reason Social Security is at risk.

    • Social Security as a Public Employee - Windfall Elimination & Government Pension Offset

    • When do you take Social Security?

    • How to Get Your Social Security Benefit Report

    • See how your pension may affect your benefits

    • Taxes on your Social Security

  • 7

    Taxes

    • Taxes in Retirement

    • Roth Conversion

    • Drawbacks to Roth Conversion

    • Ramit Sethi is Wrong about Taxes in Retirement [Debunking Netflix’s "How To Get Rich" Host]

  • 8

    Paying Off Debt

    • Paying off debt while also saving for retirement

    • Credit Card Debt

  • 9

    Estate Planning

    • Estate Planning

    • Leaving a Legacy - Family, Church, Charity

  • 10

    Real Estate

    • Paying off your home

    • Reverse Mortgage

    • Investing in Rental Property

  • 11

    Medicare - Health Care in Retirement

    • Medicare

    • Long Term Care Overview

    • Types of Long Term Care

  • 12

    Retirement for Public Employees State & Federal (School Teachers, Universities, Postal Workers)

    • Employer Pension Plan

    • Federal Employee Pension Plan (FEPP)

    • Pensions are Underfunded and at Risk

    • Who Stole My Pension? - Wake up!

  • 13

    Parents with Special Needs Children

    • Financial Security for Your Special Needs Child

  • 14

    Business Owners

    • Tax-Free Retirement Options

    • Protection and Access to Capital When Needed

    • Buy Sell Agreement Plan

    • Key Person & Rain Maker Insurance Plans

    • Executive Bonus Plans - SERPS

    • Michigan Football Coach Jim Harbaugh Compensation with Life Insurance

  • 15

    High Income Earners & High Net Worth Individuals

    • Retirement Considerations for High Income Earners & High Net Worth

  • 16

    Next Steps with Your Retirement

    • Next Steps to Retire Happy

Take Charge Today!

Learn how to maximize your retirement savings and have more control and freedom for your retirement.